There are haves and have-nots; here we have one of the latter. 

After a run of bad luck our man here is reduced to relying on the charity of others.  Perhaps he is an ex-soldier, wounded in the war, maybe he's lots everything at dice or maybe he's a secret spy sent to infiltrate the enemy city before the massive invasion force turns up at the gates...

Note: models are supplied unassembled and unpainted